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We accept all credit types at Optimus Home Mortgage and strive to educate our borrowers about their credit and how it affects the loan process. Scores have a direct impact on rate and closing costs and therefore are considered the most important part of qualifying for a mortgage. |
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As part of the approval process we obtain your credit report and scores from the three national credit bureaus. We then email you a link to log in and view your report. |
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Additionally, we are credit re-score professionals. There are times when 20 pts in credit score is the only thing preventing one from qualifying for a mortgage. Through the re-score process we can fix problems and raise scores in a matter of days. |
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>> View Sample Credit Report |
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